文章作者 100test 发表时间 2009:10:16 22:56:17
来源 100Test.Com百考试题网
The methods of payment in foreign trade can be divided into three kinds, listed as follows:
国际贸易结算中的三种基本方式:
1. Remittance. 汇付
2. Collection. 托收
3. Letter of credit. 信用证
Remittance and collection belong to commercial credit. Letter of credit belongs to banker’s credit. The word “credit” means who takes the responsibility of paying money and surrendering the shipping documents which represent the title to the goods in handling over the transacted goods and paying the above-mentioned money.
汇付和托收属于商业信用,信用证属于银行信用。所谓“信用”意思是在对外贸易中货物的交换和货款的支付由谁来承担付款和提供货物所有权的责任问题。
In remittance or collection transaction, the buyer is responsible to make payment, the seller to surrender documents.
在汇付和托收项下,买方负责付款,卖方负责提交单据。
Telegraphic Transfer (T/T): At the request of the buyer, the local bank sends a trust deed for payment by cable to a respondent bank at the seller’s end and entrusts him to pay money to the seller. This method is quicker than mail transfer. The seller can receive the money at an early date.
电汇(T/T)付款方式是进口地银行按买方(客户)要求,直接用电报发出付款委托书给出口地往来银行,委托其向卖方(指定的外汇银行账号)付款。这种方法比信汇快,卖方可以提早收到货款。