PETS全国职称英语等级考试样题—(财经类)9

文章作者 100test 发表时间 2007:02:25 20:41:34
来源 100Test.Com百考试题网

Passage 2
　　Insurance in respect of the property will be effected by the Society
　　in accordance with the Rules and the mortgage conditions with such insurance
　　companies as the Society may determined. The Society has a wide experience of
　　insurance companies and of the terms offered by their policies, and places
　　insurance with many companies who are able to provide the cover which and if so
　　please contact immediately the Branch Office to which you submitted your
　　application for loan, and so long as that company and its terms are acceptable
　　to the Society cover will be arranged accordingly. If you should suggest a
　　company and it is not one with which the Society does business you will be
　　informed and offered a choice of other companies. You may request a change of
　　insurance company at any time during the life of the mortgage. If your mortgage
　　is under the endowment (损赠) scheme or supported by an insurance guarantee or
　　if the documents of title specify the company to be used it may not be possible
　　to accept your choice.
　　The initial sum insured will be the figure shown under the
　　heading "Amount of Property Insurance" in the Details of Loan. This figure is
　　the amount recommended by the Society’s valuer (估价者), as his estimate of the
　　replacement cost of the building at the date of valuation, unless some other
　　amount has been agreed in writing between you and the Society. No guarantee is
　　given or implied that the amount of insurance will cover complete loss.
　　You are reminded that the market value of your property bears no
　　relationship to the cost of replacement. The amount for which property is
　　insured therefore represent not less than the cost, at the time of repair or
　　replacement, of rebuilding all the property covered in the same materials,
　　form, style and condition as when it is new. It should also include any
　　architects, surveyors and legal fees which may be payable, and any costs which
　　may be incurred in complying with the requirements of the Local authority and
　　in removing debris (碎片), etc. The term "property" includes domestic
　　outbuilding, garages, walls, landlords’ fixtures (固定装置) and furniture, etc.
　　But excludes the value of the land.
　　The market value of house is therefore likely to be less than the
　　cost of rebuilding, especially if the property is elderly (年久的). Even if the
　　property is recently built, the work involved in reinstatement (复原) will be
　　more expensive than the building cost which can be achieved by a builder
　　building on an estate basis.
　　41. The passage appears to be from __________.
　　○A. an advertisement
　　○B. an information booklet
　　○C. a newspaper article
　　○D. a formal speech
　　42. The tone of this passage could best be described as ___________.
　　○A. academic
　　○B. formal
　　○C. light-hearted
　　○D. subjective
　　43. According to the passage if the customer suggests an insurance company
　　________.
　　○A. it is impossible to change that company later on
　　○B. the Building Society will provide a list of alternative companies
　　○C. the Building Society will not accept responsibility for the policy
　　○D. the Building Society may not be able to agree to that company
　　44. The passage states that when you insure your property _________.
　　○A. you should not take the land value into account
　　○B. you should use the market value as a guide
　　○C. you should take the advice of your Local Authority
　　○D. garages and garden sheds are not usually included
　　45. The passage implies that rebuilding a property costs more than its market
　　value __________.
　　○A. only if the property is old
　　○B. particularly if the property is new
　　○C. whatever the age of the property
　　○D. because of rising building costs